Are you covered by your workers' compensation policy for employee allegations of harassment, discrimination or wrongful termination? ABSOLUTELY NOT!
To protect your company against these types of claims a separate policy is required. Employment practices liability coverage can be purchased on a stand-alone policy or in combination with Directors & Officers insurance. Optional coverage for third party employment practices liability is also available Third party coverage can protect your company from allegations made about your employees' behavior when interacting with a third party such as a vendor or a customer.