There are many resources available to assist our communities in preparing for disasters. Disaster can strike at any time and may come in the form of a terrorist attack, a sudden and accidental hazard, a pandemic, or a natural disaster. Identifying the hazards most likely in your location and business may be the first step in being ready to meet the challenges associated with that hazard. For more information about preparing and recovering from disaster visit Ready.Gov It’s also important to understand the insurance policies that you have in place and the exclusions that are present for the coverage you may need most. There are products and risk management strategies to close the gaps in traditional policies. Contact an agent to make sure that your policy will respond in the event of a natural disaster.